Forecast Commissions With Confidence
Model new business, renewals, and expenses. Understand your book's trajectory and plan for profitable growth.
The challenges you face
Revenue timing is unpredictable
New business, renewals, and bonuses hit at different times. Cash flow planning is tricky.
Commission structures vary
Different lines and arrangements have different economics. Modeling your true margins takes effort.
Growth requires investment
Expanding your team or book requires capital and planning. You need to understand the economics first.
A better approach
Profitual gives you flexible building blocks to model your agency's finances. Define your revenue assumptions, cost structure, and growth plans—then see how they flow through to profitability.
Why agencies choose Profitual
Model premium revenue
Build out your new business and renewal assumptions. See how retention rates affect your revenue trajectory.
Plan commission income
Model commission revenue based on your book composition and rate assumptions.
Understand cash timing
Commission income has timing variations. See when cash comes in and plan accordingly.
Plan for growth
Model team expansion and book growth. See how investments affect profitability over time.
Built for insurance agencies
Flexible tools to model your agency finances.
Revenue Forecasting
Model premium and commission revenue with assumptions you control. Plan for new business and renewals.
Expense Planning
Model team costs, office expenses, and overhead. See how your cost structure affects margins.
Scenario Planning
Create multiple scenarios to stress-test your assumptions. Compare different growth paths.
Cash Flow Timing
Understand when commission income arrives versus when expenses hit. Plan for the gaps.
Growth Modeling
Model book growth and team expansion. See the path to your revenue goals.
Professional Reports
Generate forecasts and reports for planning, partners, or lenders.
For every agency model
P&C Agencies
Model personal and commercial lines with your specific commission structures.
Benefits Agencies
Forecast group health, life, and voluntary benefits revenue.
Growing Agencies
Plan expansion with forecasts that account for investment and growth timelines.
Ready to grow a more profitable agency?
Join insurance agencies who've brought clarity to their financial planning.
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